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ARM Loans

10/1 Adjustable Rate Mortgage

Rates, APRs, and payments shown are for a loan in the amount of $424,100, with an applicant FICO credit score of 780, and a loan to value ratio no greater than 75%.

Rates APR Points Payment Per $1,000
4.750% 4.909% 0% $5.22

An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 10 Year Adjustable Rate Mortgage, your payment won't change for the first ten years of the loan and then can change each year based on market conditions, subject to the specific terms of the loan.

Your actual rate, payment and APR could be higher. Get an official Loan Estimate before choosing a loan. The information provided above reflects estimates.

  • Initial/Annual/Lifetime Rate Caps - 5%/2%/5%
  • Index - 1 Year Treasury
  • Margin - 2.75%
  • Click Here for the consumer handbook on adjustable rate mortgages.

7/1 Adjustable Rate Mortgage

Rates, APRs, and payments shown are for a loan in the amount of $424,100, with an applicant FICO credit score of 780, and a loan to value ratio no greater than 75%.

Rates APR Points Payment Per $1,000
3.874% 4.539% 0% $4.70

An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 7 Year Adjustable Rate Mortgage, your payment won't change for the first seven years of the loan and then can change each year based on market conditions, subject to the specific terms of the loan.

Your actual rate, payment and APR could be higher. Get an official Loan Estimate before choosing a loan. The information provided above reflects estimates.

  • Initial/Annual/Lifetime Rate Caps - 2%/2%/5%
  • Index - 1 Year Treasury
  • Margin - 2.75%
  • Click Here for the consumer handbook on adjustable rate mortgages.

5/1 Adjustable Rate Mortgage

Rates, APRs, and payments shown are for a loan in the amount of $424,100, with an applicant FICO credit score of 780, and a loan to value ratio no greater than 75%.

Rates APR Points Payment Per $1,000
3.625% 4.588% 0% $4.56

An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 5 Year Adjustable Rate Mortgage, your payment won't change for the first five years of the loan and then can change each year based on market conditions, subject to the specific terms of the loan.

Your actual rate, payment and APR could be higher. Get an official Loan Estimate before choosing a loan. The information provided above reflects estimates.

  • Initial/Annual/Lifetime Rate Caps - 2%/2%/5%
  • Index - 1 Year Treasury
  • Margin - 2.75%
  • Click Here for the consumer handbook on adjustable rate mortgages.

3/1 Adjustable Rate Mortgage

Rates, APRs, and payments shown are for a loan in the amount of $424,100, with an applicant FICO credit score of 780, and a loan to value ratio no greater than 75%.

Rates APR Points Payment Per $1,000
3.125% 4.663% 0% $4.28

An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 3 Year Adjustable Rate Mortgage, your payment won't change for the first three years of the loan and then can change each year based on market conditions, subject to the specific terms of the loan.

Your actual rate, payment and APR could be higher. Get an official Loan Estimate before choosing a loan. The information provided above reflects estimates.

  • Initial/Annual/Lifetime Rate Caps - 2%/2%/6%
  • Index - 1 Year Treasury
  • Margin - 2.75%
  • Click Here for the consumer handbook on adjustable rate mortgages.

 

10/1 Adjustable Rate Mortgage

Rates, APRs, and payments shown are for a loan in the amount of $424,100, with an applicant FICO credit score of 780, and a loan to value ratio no greater than 75%.

Rates APR Points Payment Per $1,000
4.750% 4.909% 0% $5.22

An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 10 Year Adjustable Rate Mortgage, your payment won't change for the first ten years of the loan and then can change each year based on market conditions, subject to the specific terms of the loan.

Your actual rate, payment and APR could be higher. Get an official Loan Estimate before choosing a loan. The information provided above reflects estimates.

  • Initial/Annual/Lifetime Rate Caps - 5%/2%/5%
  • Index - 1 Year Treasury
  • Margin - 2.75%
  • Click Here for the consumer handbook on adjustable rate mortgages.

7/1 Adjustable Rate Mortgage

Rates, APRs, and payments shown are for a loan in the amount of $424,100, with an applicant FICO credit score of 780, and a loan to value ratio no greater than 75%.

Rates APR Points Payment Per $1,000
3.874% 4.539% 0% $4.70

An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 7 Year Adjustable Rate Mortgage, your payment won't change for the first seven years of the loan and then can change each year based on market conditions, subject to the specific terms of the loan.

Your actual rate, payment and APR could be higher. Get an official Loan Estimate before choosing a loan. The information provided above reflects estimates.

  • Initial/Annual/Lifetime Rate Caps - 2%/2%/5%
  • Index - 1 Year Treasury
  • Margin - 2.75%
  • Click Here for the consumer handbook on adjustable rate mortgages.

5/1 Adjustable Rate Mortgage

Rates, APRs, and payments shown are for a loan in the amount of $424,100, with an applicant FICO credit score of 780, and a loan to value ratio no greater than 75%.

Rates APR Points Payment Per $1,000
3.625% 4.588% 0% $4.56

An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 5 Year Adjustable Rate Mortgage, your payment won't change for the first five years of the loan and then can change each year based on market conditions, subject to the specific terms of the loan.

Your actual rate, payment and APR could be higher. Get an official Loan Estimate before choosing a loan. The information provided above reflects estimates.

  • Initial/Annual/Lifetime Rate Caps - 2%/2%/5%
  • Index - 1 Year Treasury
  • Margin - 2.75%
  • Click Here for the consumer handbook on adjustable rate mortgages.

3/1 Adjustable Rate Mortgage

Rates, APRs, and payments shown are for a loan in the amount of $424,100, with an applicant FICO credit score of 780, and a loan to value ratio no greater than 75%.

Rates APR Points Payment Per $1,000
3.125% 4.663% 0% $4.28

An adjustable rate mortgage has a monthly payment that may change over the term of the loan. With our 3 Year Adjustable Rate Mortgage, your payment won't change for the first three years of the loan and then can change each year based on market conditions, subject to the specific terms of the loan.

Your actual rate, payment and APR could be higher. Get an official Loan Estimate before choosing a loan. The information provided above reflects estimates.

  • Initial/Annual/Lifetime Rate Caps - 2%/2%/6%
  • Index - 1 Year Treasury
  • Margin - 2.75%
  • Click Here for the consumer handbook on adjustable rate mortgages.

 

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MORTGAGE OPTIONS FROM JEANNE D'ARC. THAT'S SMART.
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NMLS#: 406108 | Federally insured by NCUA up to $250,000. | Shares and Deposits in excess of NCUA limits are fully insured by MSIC. | ehl Equal Housing Opportunity

Copyright © 2017 Jeanne D’Arc Credit Union.  All rights reserved. Jeanne D’Arc©, MoneyStrong© and the phrase. We Share a Common Thread©, are federally register trademarks owned by Jeanne D’Arc Credit Union, and may not be used, displayed or reproduced by any other party without the express written permission of Jeanne D’Arc Credit Union.

** Rates are effective June 22, 2018 are subject to change at any time. Conforming loan sizes up to $453,100 on one unit properties. Conforming rates and APR based on $453,100 loan amount with FICO credit scores of 780 and loan to value no greater than 75%. Jumbo rates and APR based on a $630,000 loan amount with FICO credit scores of 780 and loan to value no greater than 75%. For adjustable rate mortgages, rate may increase after consummation.

1 APR = Annual Percentage Rate. For all Home Equity Line of Credit terms see Important Terms of our HELOC link above. $5.00 Membership Account Required. Up to 80% loan to value. Other rates and terms available.

APR = Annual Percentage Rate. 3.99% APR rate for a 10-year term and an 80% loan to value on your Primary Residence. Other rates and terms up to 20 years available and/or borrow up to 95% loan to value. The 3.99% APR is repayable in 120 monthly payments of $10.12 per $1000 borrowed. Borrow up to 95% (75% for Second Homes) of your home's current value less any secure debt secured by your home with a minimum of $10,000 and a maximum of $250,000. Home Equity Loans are only available on Primary Residence and Second Homes. Rates as of June 17th, 2016 and are subject to change without notice. $5.00 Membership Account Required.

 

NMLS#: 406108 | Federally insured by NCUA up to $250,000. | Shares and Deposits in excess of NCUA limits are fully insured by MSIC. | ehl Equal Housing Opportunity

Copyright © 2017 Jeanne D’Arc Credit Union.  All rights reserved. Jeanne D’Arc©, MoneyStrong© and the phrase. We Share a Common Thread©, are federally register trademarks owned by Jeanne D’Arc Credit Union, and may not be used, displayed or reproduced by any other party without the express written permission of Jeanne D’Arc Credit Union.

** Rates are effective June 22, 2018 are subject to change at any time. Conforming loan sizes up to $453,100 on one unit properties. Conforming rates and APR based on $453,100 loan amount with FICO credit scores of 780 and loan to value no greater than 75%. Jumbo rates and APR based on a $630,000 loan amount with FICO credit scores of 780 and loan to value no greater than 75%. For adjustable rate mortgages, rate may increase after consummation.

1 APR = Annual Percentage Rate. For all Home Equity Line of Credit terms see Important Terms of our HELOC link above. $5.00 Membership Account Required. Up to 80% loan to value. Other rates and terms available.

APR = Annual Percentage Rate. 3.99% APR rate for a 10-year term and an 80% loan to value on your Primary Residence. Other rates and terms up to 20 years available and/or borrow up to 95% loan to value. The 3.99% APR is repayable in 120 monthly payments of $10.12 per $1000 borrowed. Borrow up to 95% (75% for Second Homes) of your home's current value less any secure debt secured by your home with a minimum of $10,000 and a maximum of $250,000. Home Equity Loans are only available on Primary Residence and Second Homes. Rates as of June 17th, 2016 and are subject to change without notice. $5.00 Membership Account Required.