Contact Information

- -

apply now button
Current Interest Rates *, **
FIXED CONFORMING
PROGRAM RATES APR Pmt Per
$1,000
30 YR 3.250% 3.371% $4.35
15 YR 3.125% 3.341% $6.97
FIXED JUMBO
PROGRAM RATES APR Pmt Per
$1,000
30 YR 3.625% 3.753% $4.56
ARM
Click any ARM product for more information.
PROGRAM RATES APR Pmt Per
$1,000
10/1 3.500% 3.349% $4.49
7/1 3.250% 3.138% $4.35
5/1 2.990% 3.003% $4.21
3/1 2.990% 2.990% $4.21
Home Equity App
Current Interest Rates *, **
HOME EQUITY LINE OF CREDIT1
PROGRAM RATES APR Pmt Per
$1,000
20 YR 3.25% 3.25% $5.67
HOME EQUITY LOAN2
PROGRAM RATES APR Pmt Per
$1,000
10 YR 4.49% 4.49% $10.36
15 YR 4.49% 4.49% $7.64
20 YR 5.49% 5.49% $6.87
*Up to 80% Total Loan To Value.
Other rates and terms available.
Pmt Per $1,000 does not include taxes
and insurance if applicable.
The actual obligation will be greater
than payment shown.
loan professional

"It's a great feeling to be able to help members by matching their particular home-financing needs with the right product solution."

Bo Stevens

A real estate investor himself, Bo enjoys working with seasoned buyers as well as first-time home buyers who are always excited to make their dreams of home ownership a reality. He appreciates the opportunity to use his personal and professional experience to recognize a member’s needs and match them to the right mortgage product.

Bo Stevens | SENIOR LOAN OFFICER
Office: : 978-375-4488 | Email: bo.stevens@jdcu.com | NMLS ID: 483504 | JDCU NMLS: 406108

Take advantage of:

  • No Cost, No Obligation Pre-Approvals
  • Our First-Time Home Buyer Programs
  • Unique Construction Mortgage Loans
  • No Closing Cost Mortgage Options
  • Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
  • Loans For Members With Less Than Perfect Credit
  • Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down

Payment Calculator

This calculator figures your monthly savings and also compares your principal balance in years with and without refinancing. Based on your total cost to refinance, a break even period is calculated in relation to your monthly savings. The time value of money and income tax deductions are not considered in this refinance calculation.

Current Loan Information

$
$
%

Refinance Information

$
%

Property Information

$
$


Analyze the total cost and savings of your refinance transaction.

Based on your current and calculated mortgage payments, this calculator estimates your monthly savings if you refinance your current loan. It also compares your principal balance in 5 years with and without refinancing. Based on your total cost to refinance (the loan points and loan costs you entered above), a break even period is calculated in relation to your monthly savings. The time value of money and income tax deductions are not considered in this refinance calculation.

Payment does not include taxes and insurance if applicable. The actual obligation will be greater than payment shown.