Contact Information

- -

apply now button
Current Interest Rates *, **
FIXED CONFORMING
PROGRAM RATES APR Pmt Per
$1,000
30 YR 3.125% 3.131% $4.28
15 YR 2.375% 2.385% $6.61
10 YR 1.990% 2.002% $9.20
FIXED JUMBO
PROGRAM RATES APR Pmt Per
$1,000
30 YR 3.125% 3.131% $4.28
ARM
Click any ARM product for more information.
PROGRAM RATES APR Pmt Per
$1,000
10/1 Call For Quote    -      -
7/1 3.250% 3.138% $4.35
5/1 2.990% 3.003% $4.21
3/1 Call For Quote    -      -
Home Equity App
Current Interest Rates *, **
HOME EQUITY LINE OF CREDIT1
PROGRAM RATES APR Pmt Per
$1,000
20 YR 3.25% 3.25% $5.67
HOME EQUITY LOAN2
PROGRAM RATES APR Pmt Per
$1,000
10 YR 4.49% 4.49% $10.36
15 YR 4.49% 4.49% $7.64
20 YR 5.49% 5.49% $6.87
*Up to 80% Total Loan To Value.
Other rates and terms available.
Pmt Per $1,000 does not include taxes
and insurance if applicable.
The actual obligation will be greater
than payment shown.
loan professional

“I put myself in the shoes of every member trying to obtain financing, which helps me understand my clients better.  This allows me to provide the best customer service and help the member choose a product that works best for them.”

Keith Micavich

Keith has been helping clients achieve their dreams of home ownership for the past 20 years. Prior to joining Jeanne D’Arc Credit Union, Keith ran his own mortgage company for more than six years.  This experience has provided Keith with a unique perspective on the lending industry along with in-depth knowledge of the programs and products offered industry wide. Customer service is, and always has been, Keith’s primary focus. He understands how confusing and overwhelming obtaining financing can be and his goal is to make the process as simple and as clear as possible for every member.

Keith Micavich | SENIOR LOAN OFFICER
Cell: 978-726-9551 | Email: keith.micavich@jdcu.com | NMLS ID: 7282 | JDCU NMLS: 406108

Take advantage of:

  • No Cost, No Obligation Pre-Approvals
  • Our First-Time Home Buyer Programs
  • Unique Construction Mortgage Loans
  • No Closing Cost Mortgage Options
  • Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
  • Loans For Members With Less Than Perfect Credit
  • Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down

Payment Calculator

Loan Information

$
%




Payment does not include taxes and insurance if applicable. The actual obligation will be greater than payment shown.