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Current Interest Rates *, **
FIXED CONFORMING
PROGRAM RATES APR Pmt Per
$1,000
30 YR 6.000% 6.027% $6.00
15 YR 5.250% 5.294% $8.04
10 YR 5.500% 5.563% $10.85
FIXED JUMBO
PROGRAM RATES APR Pmt Per
$1,000
30 YR 6.000% 6.027% $6.00
ARM
Click any ARM product for more information.
PROGRAM RATES APR Pmt Per
$1,000
10/1 Call For Quote    -      -
7/1 N/A N/A N/A
5/1 5.500% 6.728% $5.68
3/1 Call For Quote    -      -
Home Equity App
Current Interest Rates *, **
HOME EQUITY LINE OF CREDIT1
PROGRAM RATES APR Pmt Per
$1,000
20 YR 7.50% 7.50% $8.06
HOME EQUITY LOAN2
PROGRAM RATES As Low As APR Pmt Per
$1,000
10 YR 6.24% 6.24% $11.22
15 YR 6.24% 6.24% $8.57
20 YR 6.74% 6.74% $7.60
*Up to 80% Combined Loan To Value.
Other rates and terms available.
Pmt Per $1,000 does not include taxes
and insurance if applicable.
The actual obligation will be greater
than payment shown.

How Much Can I Afford?

Find out what type of home is in your budget by entering a few numbers into our calculator. Our calculator is based on standard affordability ratios used to determine qualification for mortgage approvals. The housing payment ratio (or front ratio) compares your total mortgage payment to your monthly income and your total debt ratio (or back ratio) compares your total monthly obligations including your mortgage payment to your monthly income.

Income Information

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Debt Information

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Loan Information

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Constraints

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*Depending on your income, debt & other factors, this calculator will tell you how much house you can afford.

In addition to the information you entered, this calculator uses estimates of other amounts (such as monthly taxes and insurance) that may apply to your loan. Therefore, the results displayed above are only estimates and cannot be used to determine actual loan costs. Please consult your tax advisor for information on the deductibility of interest for tax purpose. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.