Contact Information

- -

apply for a mortgage button
Current Interest Rates *, **
FIXED CONFORMING
PROGRAM RATES APR Pmt Per
$1,000
30 YR 5.000% 5.025% $5.37
15 YR 4.250% 4.543% $7.65
10 YR 5.250% 5.313% $10.73
FIXED JUMBO
PROGRAM RATES APR Pmt Per
$1,000
30 YR 5.000% 5.025% $5.37
ARM
Click any ARM product for more information.
PROGRAM RATES APR Pmt Per
$1,000
10/1 Call For Quote    -      -
7/1 4.125% 5.106% $4.85
5/1 3.875% 5.221% $4.70
3/1 Call For Quote    -      -
Home Equity App
Current Interest Rates *, **
HOME EQUITY LINE OF CREDIT1
PROGRAM RATES APR Pmt Per
$1,000
20 YR 5.50% 5.50% $6.88
HOME EQUITY LOAN2
PROGRAM RATES As Low As APR Pmt Per
$1,000
10 YR 4.99% 4.99% $10.60
15 YR 4.99% 4.99% $7.90
20 YR 5.99% 5.99% $7.16
*Up to 80% Combined Loan To Value.
Other rates and terms available.
Pmt Per $1,000 does not include taxes
and insurance if applicable.
The actual obligation will be greater
than payment shown.

Establish a Credit History

In order to establish good credit, you need a good credit history. If you have no credit history at all, it is easy to start creating one.

Opening a bank account is the simplest and safest way to manage your finances. By opening a savings account or a checking account, you can build good credit by saving money and earning interest, easily paying bills and tracking expenses. Responsible use of a checking account or an Automatic Teller Machine (ATM) card will reflect favorably in your credit report.

If you have services in your name (telephone, gas, and electric), make sure you pay them in full and on time. Pay any loans and credit accounts on time each month. At least pay the minimum, if there is one.

Applying for a credit card and using it responsibly can help you build a good credit history. If you have been denied a credit card in the past, you may want to investigate a secured credit card, where you put a pre-determined amount of money in an account as a deposit in the bank. The secured card can be used in the same way as a credit card with the same convenience and payment flexibility. Gasoline companies and retail stores also offer their own credit cards.